Clearly not all women are over-spending. By the year 2020 there will be more female than male millionaires (53% to 47%). So some women are doing all the right things when it comes to money.

For those of us who suspect we won’t be giving the men a run for their money in 2020 and wonder how it’s done, Thomas Stanley’s book. Millionaire Woman Next Door is a gem.

Goals, he says, are all-important. Here’s one question he asked:
• DO YOU HAVE A CLEARLY DEFINED SET OF DAILY, WEEKLY, MONTHLY, ANNUAL AND LIFETIME GOALS?
Seems a tough one but apparently most of the women millionaires he questioned answered ‘Yes’.